Serving the Senior Market since 1981



Annuities are a great way to get a lifetime income from a lump sum investment. We offer two types…

senior-man-piggy-bankconcerned-about-moneyFixed Annuities guarantee that you will earn a minimum rate of interest during the time that your account is growing. If you decided to annuitize your contract, you will be paid periodic payments over a definite or indefinite period of time. These payments may last for a definite period, such as 20 years, or an indefinite period, such as your lifetime or the lifetime of you and your spouse.

Equity Indexed Annuities participate in the growth of the stock market with no risk to principal. They grow tax deferred, so you pay taxes when you take withdrawals and not during the growth period. This type of annuity is linked to an index, such as the S&P 500, which historically has out performed most fixed annuity products.

At Schulze Insurance, we assist clients in both fixed and equity indexed annuities. They are great products for the senior market because both involve absolutely no risk to the consumer. We work with the top rated companies in the world, ensuring that your money is completely safe.